Voters are weighing up whether their finances will be better off if Donald Trump or Kamala Harris win the election.

A quarter of Americans are basing their vote entirely on which candidate will boost their bank balance, according to a poll by GoBankingRates.

But money guru Dave Ramsey  – worth around $150 million – argues that the election outcome won’t significantly impact personal finances.

Appearing on Cavuto Coast To Coast on Fox, Ramsey said he was not a fan of either of their policies – and told listeners that they should take responsibility for their money rather than rely on politicians.

He said: ‘Neither one of [them] are fiscally responsible human beings.

One in four Americans are casting their vote solely based on which candidate they believe will improve their finances. But Dave Ramsey said neither Trump nor Harris are better for Americans’ personal finances when he appeared on Fox

‘Neither one of them are supposing that we’re going to turn this deficit around.

‘They’re both figuring out different ways they’re going to spend our money and take us further over the abyss.’

He was referring to experts who say that the two candidates have big spending plans that will put the US into further debt.

Some say it could also lead to more inflation. But despite these concerns, Ramsey reassured Americans not to worry.

He said: ‘That’s just part of politics. It’s the way it goes. And the good news is that that rhetoric has been going on since I was a boy, and I’m an old man, so I think we’re gonna be OK. We’ll get through that.’

But despite not saying either will help Americans, Ramsey said last month that he is voting for Trump.

He explained on his own podcast that he went through both Trump and Kamala Harris‘ policies on tax, immigration, guns, foreign affairs and climate change.

Ramsey urged Americans to make changes to improve their finances – cutting spending, refinancing their home for a cheaper deal, for example,

‘The trick is for folks to realize that neither one of these people are going to be your savior,’ he said.

‘You’re going to have to look in the mirror and change your life. What happens at your house is a whole lot more important than what happens in the White House.’

But despite not saying either will help Americans, Ramsey said last month that he is voting for Trump.

He explained on his own podcast that he went through both Trump and Kamala Harris‘ policies on tax, immigration, guns, foreign affairs and climate change.

Ramsey is famously outspoken. In August, he tore into a Missouri couple after the husband revealed they have $240,500 of debt, but at the same time refused to give up the family car.

Financial guru, Dave Ramsey, tears into a Missouri couple after the husband reveals they have $250,000 of debt, but won’t give up the family car. ‘You guys have been spending like you’re in Congress,’ he  said. ‘You never met a debt you didn’t like’ 

John, of St. Louis, called into Ramsey’s show to ask for help getting his and his wife’s ‘monster debt’ under control, but the guru had no time for his antics after he told him he refused to get rid of the family car that was bogging them down with $28,000. 

‘John, I don’t really care if it’s the family car,’ he said. 

‘You people are broke, you’re starving to death making $150,000 a year. You don’t get to say it’s the family car, you get to say everything’s on the table, we’re selling so much stuff the kids think they’re next.

‘You guys have been spending like you’re in Congress for what, 10 [years]?’ 

The St. Louis couple, who make $151,600 a year, have only been married for four years, shocking Ramsey and his guest host, Jade.