Specialist lender Keystone Property Finance has reduced rates by up to 0.15% across its product range.
Keystone Property Finance said that standard two-year fixed rates have been cut by 0.1%, meaning rates now start at 4.14%.
Specialist two-year fixed rates, which are aimed at properties with six occupants or units, have decreased by 0.15%. Pricing begins at 4.19%.
Within its expat range, rates have been lowered by up to 0.05%, with prices starting from 4.79%.
Deals in its holiday let range have also been cut by up to 0.05%, so rates start at 4.94%.
Keystone Property Finance’s product transfers, PT Plus and its Switch & Fix deals have decreased by around 0.05%, with pricing beginning from 4.99% and 5.69%.
It is the second time this month that Keystone Property Finance has lowered rates, having cut fixed rates by up to 0.25% following the base rate cut.
Elise Coole (pictured), managing director of Keystone Property Finance, said: “At Keystone, we’re dedicated to making sure brokers and their clients benefit from positive market shifts as soon as possible. With recent drops in swap rates, which play a key role in setting fixed-rate pricing, we are delighted to be able to pass on savings of up to 15 basis points directly to borrowers.
“We’ve made a promise to act quickly when conditions allow and we’re proud to keep that promise. These rate cuts ensure Keystone remains highly competitive in the specialist mortgage market, offering a range that stands strong against anything else out there.”
Anna is currently the deputy editor for Mortgage Solutions and editor for Specialist Lending Solutions. She has worked as a journalist since 2019, having secured her Gold Standard NCTJ diploma from News Associates in a fast-track six-month course.
She started her career as a report at specialist publication The Insurance Insider covering a wide range of areas before joining Mortgage Solutions and Specialist Lending Solutions in 2021.
In her role, she helps put together and structure the news agenda for the day and writes up press releases, reports, interviews, analyses and exclusives across both titles. She also commissions blogs for Specialist Lending Solutions and hosts online masterclasses and in-person events across the business.
She has been shortlisted for three journalism awards, which include BIBA Journalist and Media Awards Scoop of Year Award in 2020, Headline Money Mortgage Journalist of the Year Award (B2B) in 2022 and 2023.
Prior to being a journalist, Anna worked in ecommerce across Snow + Rock, Cycle Surgery and Runners Need websites, and before that worked at specialist financial PR firm Rostrum.
In her spare time, Anna enjoys reading, seeing live music, and cooking for friends and family. When she gets a chance, she also enjoys hiking, skiing and indoor rock climbing.
