At a recent gathering of minds, the chief financial planning director at Evelyn Partners mentioned to me that summer is increasingly a really busy time for advisers. Once clients have some time off work, they want to review their Isas and pensions, she said.

I’ve been guilty of keeping professionals busy over the holidays. On our Easter break I crowbarred myself off the beach to sit in our hotel room for a WhatsApp video call with my accountant. It was the end of the tax year and I hadn’t found the time to speak to her before.

On our summer holiday, I know I’ll be catching up on my financial admin during quieter moments.

If you find your thoughts turning to your finances at the